Does Bundling My Home And Auto insurance Really Save Money?

Buying your house and auto insurance from the same company is a simple and effective approach to saving money on insurance. This option is called "bundling," and it allows you to save money by purchasing many policies from the same insurer.
The following are some of the reasons to bundle your house and auto insurance:

• Savings have increased. Depending on the personal insurance company and where you live, a multi-policy discount might offer savings.
• Insurance protection. Having other policies with the same insurance company can reduce the possibility of your personal insurer canceling you if you've made vehicle insurance claims or received fines.
• Having only one agent to handle all your personal insurance needs can reduce un-insured claims.
• Policy administration can be simplified. When many policies are issued by the same organization, managing them should be easier.

Bundling isn't always the best option. While most companies give discounts for purchasing multiple items, there are numerous other aspects to consider. Switching your vehicle and house insurance or choosing a new carrier for cost reductions alone may not be the best rationale.

Before you make the switch, make sure you'll actually save money. Any differences from your present coverage should also be noted. You may have us shop around for the best coverage and pricing once you know what your savings and options are.


We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible. 

All of us at San Clemente Insurance Services truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.