Contractors insurance is a type of policy that protects your contracting business. Business owners, especially those in construction and contracting, need to have a solid understanding of contractors insurance. If you are a contractor or a tradesman, you need to know what type of contractors insurance you need to protect your assets but also your business reputation.
We Work With The Following Types of Contractors
- General Contractors
- Pest Control
- And Others
Your assets. If something happens to your equipment or materials, contractors' insurance will cover it. This could include anything from tools to computers, machinery, and more--as long as they're used in your business and are part of your contractor's toolkit (or "toolbox").
Reputation and goodwill. Contractors who have been in business for years have built up their reputation over time; they want their customers' experiences with them to be positive ones because this helps build up goodwill among those clients. That's why it's important for contractors to have liability coverage on top of other types of insurance like workers' compensation, which pays medical bills if an employee gets hurt on the job; general liability coverage; property damage insurance; vehicle liability coverage; excess theft/burglary coverage for when someone steals something from inside one's home or office building.
Business owners, especially those in construction and contracting, need to have a solid understanding of contractors insurance.
Contractors insurance is a type of commercial general liability insurance that protects contractors, subcontractors, and other parties involved in the construction industry. It provides protection against lawsuits filed by third parties who sustain injuries or property damage as a result of your negligence while performing work on their property.
Contractors can also get coverage for theft and damage to equipment used in the course of their business (e.g., tools or vehicles). In addition to these common types of coverage available with most contractors policies, there are some unique risks associated with this field that require special consideration:
If you are a contractor or a tradesman, you need to know what type of contractors insurance you need to protect your assets but also your business reputation.
If you are a contractor or a tradesman, you need to know what type of contractors insurance you need to protect your assets and also your business reputation.
- Property of others
- Workers' Compensation
- Professional liability
Contractors insurance is one of the most important types of coverage for any business owner. There are many different types and levels of contractors insurance available on the market today, so it's important to get advice from an expert before purchasing any policy or package that doesn't meet your needs.
In conclusion, if you are a contractor or tradesman, it is important to understand the different types of contractors insurance available and how they can help protect your assets and business reputation.
We write all lines of insurance: • Auto Insurance – Preferred and Higher Risk (SR22) • Homeowners and Condo Insurance • Apartment Buildings and Rentals Insurance • Commercial Auto and General Liability Insurance • Life Insurance • Umbrella Insurance • Motorcycle Insurance • Boat/Watercraft/RV + Surety Bonds, Contract Bonds and Performance Bonds
San Clemente Insurance Services is committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for commercial auto insurance, contractors insurance, or small business insurance, we can help you obtain the best coverage available with the lowest rate possible.
All of us at San Clemente Insurance Services truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.