Here are some fundamentals to help you comprehend the many components of auto insurance. Auto insurance protects you against financial loss in the case of an accident and is made up of the following broad coverage categories:
Liability insurance compensates you for your legal duty to others for bodily harm or property damage.
Medical coverage (Personal Injury Protection) pays for injuries, rehabilitation, and occasionally lost wages, as well as a death benefit and funeral expenses.
Property coverage compensates you for vehicle damage or theft.
Each policy will give some thought to the following coverages:
- Coverage for Bodily Injury Liability
- Coverage for Property Damage Liability
- Collision Protection
- Personal Injury Protection
- Comprehensive Coverage
- Uninsured Motorist Protection
- Underinsured Motorist Protection
- Auto Loan/Lease Coverage Replacement Cost
- Labor and Towing
The San Clemente Insurance Services offers a wide variety of insurance products, including car, home, life, and business insurance. We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible.
All of us at San Clemente Insurance Services truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.