If you own a truck or your business owns vehicles, you need commercial auto insurance. It protects you against liability in the event that damage to a vehicle or injury from an accident involving a vehicle owned by your construction business. We insure some of the following types of contractors.
- HVAC contractors
- General contractors
- Landscape contractors
- Electrical contractors
Commercial auto insurance is compulsory for contracting businesses in the US. It protects you against liability in the event that damage to a vehicle or injury to a driver result from an accident involving a vehicle owned by your business.
In addition to covering damages and injuries, commercial auto insurance also covers medical costs for injured persons who are not part of your company's workforce. Here is what commercial auto insurance can cover. Don't forget to insure your tools.
- Loss of use
- Uninsured motorist
Bodily injury coverage protects your employees, customers, suppliers, and other persons who may be injured as a result of driving or being transported in any vehicle covered under your policy (including rental cars). Property damage liability covers costs associated with repairs on vehicles damaged due to accidents involving insured drivers.
As you can see, commercial auto insurance is a very important part of running a business. It's not just something that protects your financial interests; it also provides peace of mind that comes with knowing that if anything happens on the road, you won't be left holding the bag by yourself.
San Clemente Insurance Services is committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for commercial auto insurance, contractors insurance, or small business insurance, we can help you obtain the best coverage available with the lowest rate possible.
All of us at San Clemente Insurance Services truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most. When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.