If you're hauling fiber splicing tools, signal testers, routers, or telecom gear from job site to job site, you’re taking more than just equipment with you—you’re taking a risk. Damage, loss, or theft can happen in transit or while stored at a temporary location. That’s where inland marine insurance comes in. At San Clemente Insurance Agency, we help telecom professionals in San Clemente, CA protect the gear that keeps their businesses running, no matter where the work takes them.
Think of it as insurance that follows your equipment. Whether it's in the back of a van, a temporary site trailer, or stored overnight in a garage, your tools are still protected. For details, give us a call at 949-369-0951. We're happy to walk you through it.
Despite the name, inland marine insurance has nothing to do with boats. It was created to cover property in motion—like tools, equipment, and materials that travel from place to place. It's especially critical for telecom contractors who move from site to site and rely on expensive tools to get the job done.
Most standard property policies don’t cover losses off-site. If your $20,000 fusion splicer is stolen from your vehicle, or a toolbox full of connectors is damaged in a rainstorm at a job site, you could be left paying out of pocket. Inland marine insurance steps in to cover those gaps.
This policy can be customized to cover just about anything you move from job to job. Here are a few of the most common items our clients in San Clemente, CA insure:
Fiber Splicing Tools
Including fusion splicers, cleavers, and strippers used during fiber optic installations.
Telecom Testing Gear
Signal strength meters, OTDR testers, and cable certifiers all fall under coverage.
Portable Storage Units
Lockboxes, mobile carts, and cases used to transport and store gear safely.
Field Laptops & Tablets
Devices used for diagnostics, mapping, or remote communication.
Routers & Repeaters
Any hardware regularly installed and configured at job sites.
Sensitive Electronics
Any specialty telecom tools with high value or delicate components.
Here are a few common scenarios where inland marine insurance has saved our telecom clients thousands of dollars:
| Incident | Example | Covered? |
|---|---|---|
| Theft from Vehicle | Fiber splicing kit stolen from a locked van overnight | Yes |
| Off-Site Vandalism | Signal tester smashed at an unsecured work trailer | Yes |
| Transit Damage | Toolbox contents damaged during a bumpy transport | Yes |
| Weather Exposure | Temporary field storage box floods during a storm | Yes |
| Lost Equipment | Misplaced portable router kit during relocation | Yes |
If your work takes you away from a central office or if your gear rides with you more than it sits in a locked building, inland marine insurance is a must. Telecom professionals work everywhere—underground, on rooftops, in trucks—and you deserve insurance that works just as hard as you do.
Call 949-369-0951 to find out how this coverage can be added to your existing telecom insurance package. We’ll make sure you’re covered wherever your tools go.
We’re not just insurance agents—we’re telecom insurance specialists. At San Clemente Insurance Agency, we understand the value of your tools and how easily they can be lost, stolen, or broken in the field. We serve businesses throughout San Clemente, CA with customized policies and unbeatable service. Reach out to 949-369-0951 today to get protected.
Don’t leave your tools vulnerable while you’re on the job. Inland marine insurance from San Clemente Insurance Agency gives you peace of mind, whether you're working across town or across the state. Call 949-369-0951 or start now with our online quote request form.